Insurance Dispute

Insurance Dispute in Montana

We at Terrazas Henkel, P.C., believe in the long game. We do not believe in quick and dirty insurance settlements — instead, we’ll explain to you what your case is truly worth and help you figure out your next steps.

Expect Committed, Focused Advocacy

Montana is the only state with the Ridley Law. This means that if liability in a case is reasonably clear, the insurance company needs to pay your medical expenses in advance. Refusal to do so is an act of bad faith. Insurance companies have a lot to lose by not following the rules and cheating claimants. They also have a contractual obligation to policyholders: You’ve paid for a service, and they need to provide that service. We make sure they comply with the rules and live up to their obligations. If they don’t pay, we go after them.

How Terrazas Henkel, P.C., is Different

If you want to work with a team that truly has your best interests at heart, call us. If you want to feel that your attorney took the time to listen to you and did the best job he or she could for you, we are your firm. We believe in a hard day’s work. We believe in doing the best job we can for you.

Why Hire An Attorney in An Insurance Dispute?

The insurance companies can afford to hire the best and brightest attorneys to avoid paying out claims. It would help if you had someone in your corner, someone who knows the law and knows insurance company tactics. We know what we are doing when it comes to an insurance dispute, and what it takes to win.

For more than 20 years, our experienced attorneys have helped injured people in Montana hold insurance companies accountable. If you were denied a claim or if the insurance company owes you money but is delaying payment in cases, we can help with matters such as:

  • Workplace sexual assault
  • Car accident and another injury
  • Human rights violations
  • Medical treatment errors
  • Wildfire, natural catastrophe, and force majeure (act of God) property destruction


In some cases, the insurance company will investigate your claim only once you take legal action. We can help you pursue and obtain the money due you from your homeowners, business, or auto policy claim.

Skilled Legal Help Is Available for Your Insurance Dispute

To learn more about how the lawyers at Terrazas Henkel, P.C., can help you, contact us online or call our office at 406-541-2550. We offer a free initial consultation to prospective clients. We can let you know how we can help and what you can expect.