Social Security Disability Benefits

Skilled Guidance In Social Security Disability

If you work or have worked, there are two basic kinds of disability payments you may be eligible for: Social Security Disability and Private Disability.

Social Security Disability Insurance (SSD/SSDI)

Also called disability or workers’ disability, is compensation or money that comes from the government based on your earnings (or credits earned for years worked). You must file for it, and you must have worked at least five years to be eligible to receive it. Most people who work in factories, mills, or the timber industry will need to apply for this type of disability as they do not typically have private disability coverage.

Private, individual or group disability

Also called long-term disability, is offered through your employer, such as a corporation, hospital, retail outlet, or “big box store.” This insurance, like Social Security Disability, can provide income replacement if you become very ill or are injured to the point where you cannot work. Even health conditions such as sciatica and arthritis may qualify. Typically, private disability insurance offers better coverage and more substantial benefits and can be used in conjunction with Social Security Disability.

There is a third type of disability called Supplemental Security Income (SSI) that is available for people who cannot work and who have never worked due to blindness, life-long mental or physical limitations or other serious health conditions. We can help you understand and file for this type of benefit as well.

What Is Required To Get Social Security?

To receive SSDI, you must show that:

  • You are unable to work.
  • You are unable to start a new job or career.
  • You will not be able to work for at least a year.

What Types Of Disability Can I Get?

You can receive multiple forms of disability benefits at once. For example, you can qualify for and receive benefits from both Social Security Disability Insurance and private insurance. Some employers require that you first apply for Social Security and will then deduct the money you receive from your private benefit money. Additionally, people may also be eligible for workers’ compensation or military benefits.

What If My Claim was Rejected?

It is common to have a Social Security Disability claim denied on the first application. An experienced Social Security attorney can ensure that it gets done right. Sometimes it’s better to get a professional to guide you through the process, so you don’t waste precious time and to avoid unnecessary stress on you and your family.

A Firm With a High Success Rate

Our Social Security attorney has a high success rate getting Social Security Disability claims approved. We cannot guarantee results, but our record of success speaks volumes. Every situation is different, but one thing is certain: We will take the time your case needs. Very few attorneys will undertake this process and follow through to federal court. We will.

Call Now And Find Out How We Can Help

Call Terrazas Henkel, P.C., in Missoula and find out how we can ensure that you get the full Montana disability you qualify for. You can contact us via email or by calling 406-541-2550.